LOCATION 
County: Lake
Distance & direction to major cities:
Chicago, IL (NW) 30 miles
Toledo, OH (E) 210 miles
Indianapolis, IN (S) 162 miles
Detroit, MI (NE) 240 miles
St. Louis, MO (SW) 280 miles 

POPULATION  
Census Year	City	County 
1970		175,415	546,253 
1980		151,953	522,965 
1990		116,646	475,594 

Metropolitan statistical area: Gary-Hammond 

CLIMATE 
Annual average temperature: 48.9° F 
Coldest month: January 
Avg. temp of: 20.1° F 
Hottest month: July 
Avg. temp of: 72.9° F 
Annual total rain: 34.66 inches 
Annual total snow: 39.2 inches 
Elevation: 590 feet 
 

GOVERNMENT 
Form & organization: City; Mayor, 9 councilmen 
Term of office: 4 years 
Current term expires: 12-31-91 
Incorporated or unincorporated: Incorporated 
Class (if any): 2 
Area within town: 51 square miles  
Annual budget: $32,390,410 
Primary source of revenue: State & local taxes 
Streets: 495 miles 
Paved: 80% blacktop 
Street lights: Yes 
Town net assessed valuation: $68,441,390 (90-91) 
Town bond rating: AA 

BONDED INDEBTEDNESS (7-16-90) 
City: $895,000 
County: $8,774,102 
Bond rating: BAA 1
City net assessed valuation: $542,316,099 (89-90)

OTHER INDEBTEDNESS (7-16-90)
Community Schools: $1,277,459
Municipal Airport Authority: $6,100,000
Park District: $3,375,000
Public Library: $3,500,000
Public Transportation Corp.: $1,845,000
Sanitary District: $21,608,000 

POLICE 
Regular: 290 
Special: Yes 

FIRE DEPARTMENT 
Regular: 213 Volunteer: Civil Defense 
Fire insurance rating in community: 3 and 4 

LAND USE 
City covered by zoning ordinances: Yes 
Territory covered: Entire city 
Zoning plans: City of Gary 
Master plan: Yes 
Annexation plans: No 

ENVIRONMENTAL ORDINANCES
Water pollution ordinance: Yes
Air: Yes 
 

TAXES 
LOCAL
(Applicable State Property Tax Replacement Credit will reduce gross tax rates)
Total gross rate within town per $100 valuation:  
Calumet Gary: $21.75 
Gary Calumet: $23.42 
Gary Hobart: $21.68   
Assessed at: 33-1/3% 
Year payable: 1991 
Total gross rate(s) for surrounding towns/townships: 
Calumet: $14.06 
Ross: $11.68 
City or twp. rate trend last five years:

Calumet Twp., Lake Ridge School:
(90) $19.26 (89) $22.85 (88) $22.92 (87) $21.63 (86) $20.93 

Calumet Twp., Gary Schools:(
90) $22.37 (89) $24.28 (88) $25.06 (87) $23.93 (86) $22.82 
 
Hobart Twp.:
(90) $22.08 (89) $23.67 (88) $23.96 (87) $22.42 (86) $21.02 
 

STATE
State retail sales tax: 5%
State gross income or adjusted gross income tax: 
Corp. gross income tax: 0.3% - 1.2% or adjusted gross 3.4%
Supplemental net income tax: 4.5%
Unemployment contribution rate: 0.2 - 5.4% experience rating
Benefits: $116 - $171; 26 weeks maximum (7-8-91) 
Exemptions: 
Homestead: $2,000 
Veterans: Up to $6,000 
Mortgage: $1,000 
Industrial: $1,000 gross income 
Corporate franchise tax: None 
Machinery, equipment, inventory tax: Property tax 
Corporate organization fee: 
$90 fee including certificate; $15.00 fee for filing annual reports 
 

HOUSING 
Total housing units: 47,082 
No. of hotels/motels: 2 
Total rooms: N/A 
 

HEALTH AND WELFARE 
Name of Hospitals: Methodist Hospital (NL); St. Mary Medical Center
Total no. of beds: 583 
No. of doctors: 475 
No. of dentists: 12
No. of nursing homes: 5 
No. of ambulances available: 8 

Other special health facilities: Mental Health Clinics, Alcoholic Clinics, Medical Clinics, Drug Treatment Center 
 

EDUCATION 
  
ELEMENTARY
No. of schools: 29 
Total enrollment: 13,828 
Grades included: K-6 
Pupil to teacher ratio: 23.6
Foreign languages taught: Spanish, Latin, Japanese, French 
 
  
MIDDLE
No. of schools: 6 
Total enrollment: 3,973 
Grades included: 7-8 
Pupil to teacher ratio: 28   
Foreign languages taught: French, Spanish 
 
  
HIGH SCHOOL
No. of Schools: 6 
Total enrollment: 7,776 
Grades included: 9-12 
Pupil to teacher ratio: 2
Foreign languages taught: French, Spanish, Latin, Japanese 
 
  
GENERAL INFO
Certification requirement of teachers: Bachelor degree, Indiana license
Cost of education per pupil: $4,304.96 
No. of special education facilities: 3 
 
  
1990 AVERAGE COMBINED 
VERBAL AND MATH SCORES
Average SAT score: 677 
Average Indiana SAT score: 867
Average National SAT score: 897 
 
  
PAROCHIAL SCHOOLS
No. of schools: 5 
Total enrollment: 899 
Grades includes: K-8 
 
  
PRIVATE SCHOOLS
No. of schools: 0 
Total enrollment: 0 
Grades includes: 0 
 
VOCATIONAL TRAINING FACILITIES
Gary Career Center; Indiana Vocational Technical College 
  
COLLEGES AND UNIVERSITIES
Liberal arts: Purdue Calumet, Calumet College, Indiana University Northwest, Valparaiso University
Engineering: Purdue University Calumet
Business administration: Purdue Calumet, Indiana University Northwest, Calumet College, Valparaiso University
Graduate schools: Indiana University Northwest, Purdue University Calumet, Valparaiso University
Research labs & institutions: Inland Steel Research Laboratory
Foreign languages taught: Purdue Calumet: French, German, Spanish, Japanese 
Calumet College: Spanish, French 
Indiana University Northwest: French, German, Spanish, Japanese, Latin 
Valparaiso University: French, Spanish, Latin, Greek, German, Hebrew, Japanese, Chinese 
 

CIVIC AND RECREATIONAL 
MAJOR CIVIC ORGANIZATIONS
Chamber of Commerce, Jaycees, Kiwanis, Lions, Rotary, Altrusa, Frontiers, B.P.W.

NUMBER OF CHURCHES 
Catholic: 14 
Jewish: 1 
Protestant: 176 
Other: 12 

MAIN CULTURAL ATTRACTIONS 
Indiana University Northwest; Greater Gary Arts Council; Gary Symphony; Paul Douglas Environmental Center; Genesis Center 

LIBRARY(S) 
No. of Volumes: 571,777 

PARKS 
Town: 57 County: 1 
State: None 
National: Indiana Dunes National Lakeshore 

THEATERS 
No. of theaters: 1 

GOLF COURSES 
Public: 1 (18-hole); 2 (9-hole) 
Private: 0 

SPORTS   
High School: Yes College: Yes 
Professional: Chicago, Indianapolis, Fort Wayne, South Bend 

WATERWAYS   
No. nearby lakes: 1 
Rivers: 2 
 

AREA RESOURCES 
Ample supply of available water: Yes 
Mineral resources: Sand 
Agricultural and forest products: Corn, soybeans, cattle, fruit 
Average annual market value of farm products sold in Lake County: $32,553,000 (1987) 

LABOR MARKET 
APRIL 1992 GARY-HAMMOND PMSA LABOR FORCE ESTIMATES 
Labor force: 210,390 
Present employment: 193,900 
Unemployment Rate: 7.8% 

1990 LAKE COUNTY EMPLOYMENT PATTERNS
Total covered employment average: 191,926
Mfg. average - goods producing: 44,979
Non-mfg. average - service producing: 124,281
Government average: 22,666

1989 LAKE COUNTY OCCUPATIONAL WAGE SURVEY - MIDDLE RANGE WAGES
Office: $265.00 - $535.00
Technical & data processing: $285.00 - $575.00
Selected skilled: $8.25 - $14.25
Selected semi-skilled production: $6.5 - $12.25

HOURLY WORKERS NOT ELSEWHERE CLASSIFIED 
Skilled: $12.25 - $13.25 
Semi-skilled: $11.25 - $11.75 
Unskilled: $9.25 - 10.75   

GENERAL INFO
% manufacturing workers in union: 87%
State right to work law: No 
 

INDUSTRY 
MAJOR INDUSTRIES 
US Steel Gary Works 
Product: steel No. of employees: 7,500 

Lehigh Portland Cement 
Product: cement products No. of employees: 96 

Georgia Pacific Corporation 
Product: paper towels No. of employees: 130 

Dixie Dairy 
Product: milk products No. of employees: 75 

Plant openings in last 5 years: Luria Brothers & Company; Bivona Surgical; Kenwal; Bowman Metal Deck 
 

UTILITIES 
ELECTRIC 
Service by: Northern Indiana Public Service Co. 
Total resources of system: 3,361 mw (1990) 
Total system peak demand: 2,547 mw (1990) 
Capacity margin: 814 mw (1990) 
No. of electric generating units: 19 
% of generation: 
Coal-fired: 93.6% Oil: 0% 
Nuclear: 0% Hydro: 6% 
Natural Gas: 7% 
Purchased power: 1.8% 
Historic all-time peak usage: 2,739 mw (9-6-90 -- includes control area) 

NATURAL GAS 
Service by: Northern Indiana Public Service Co. 
Available for industrial space heating: Yes 
Historic all-time peak sendout: 1.55 Bcf (1-20-84) 
Total gas deliveries: 241,645 dekatherms (1990) 
Gas storage capacity: 
LNG -- 4,000,000 Mcf; Underground storage 6,750,000 Mcf 

WATER 
Service by: Wells & Gary-Hobart Water Corporation 
Pumping capacity: 90,000,000 gpd 
Peak demand: 58,200,000 gpd 
Source: Lake Michigan 
Future supply: Unlimited 
Total hardness (parts/million): 8 
Availability of water for industrial use: Ample  

SANITATION 
Sewerage treatment plant: Yes 
Capacity: 120,000,00 gpd Wet weather flow: 60,000,000 gpd 
Peak demand: 60,000,000 gpd Dry weather flow: 40,000,000 gpd 
Area covered by plant: Entire city Sewer use charge: Yes 
Storm sewers: Yes Garbage pick-up provided: Yes 
 

TRANSPORTATION 
HIGHWAYS 
Interstate: I-80/94, 65, 90 
Distance: 0 miles 
U.S.: 6, 12, 20, 30 
Distance: 0 miles 
State: 53 
Distance: 0 miles 
State highway load limits: 80,000 lbs. gross 
Truck clearance, if any: 12 ft. 

RAIL 
Grand Trunk, C&O/B&O, EJ&E, CSS&SB, Conrail, Amtrak 
Distance to main line: 0 miles   
Services or trips daily: Freight: 10; Passenger: 2 
Reciprocal switching: Yes (Hammond) 

TRUCK LINES 
No. of lines: 67 No. of terminals: 5 
Overnight service available: Major cities within 300 miles 

AIR 
Local Airport: Gary Regional Flights per day: 3 
Charter service available: yes 
Approaches: ILS, VOR/DME, NDB 
Runways: 7,000 ft & 3,600 ft.   
Nearest major airports:  
Midway, Chicago, 30 minutes O'Hare, Chicago, 1 hour 

CITY TRANSPORTATION
Inter-city bus lines: Greyhound Trailways, Indiana, Tri-State
Intra-city bus lines: Gary Public Transportation Corp. 

PORT FACILITIES (Nearest)
Burns International Harbor - Portage, 12 miles 
 

FINANCIAL INSTITUTIONS 
  BANKS
Gainer Bank; Bank One
Combined assets: $1,946,309,000 

SAVINGS AND LOAN ASSOCIATIONS
First Federal Savings
Combined assets: $281,344,722 

CREDIT UNIONS 
Base Fed. C.U.; E.J.&E. Employees Fed. C.U.; East Division Fed. C.U.; Inland Employees Fed. C.U.; L.C. School Employees Fed. C.U.; Lake Co. Public Employees Fed. C.U.; S & T Fed. C.U.; Tech Fed. C.U.
Combined assets: Available upon request 
 

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